Savings Rates
At Mesquite Credit Union, we provide a range of savings options designed to meet your present and future financial goals. Our competitive savings rates will help you grow your savings effectively.
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Regular Savings ($25 and Above) | 0.05% | 0.05% |
| Money Market Account ($2,000 - $4,999.99) | 0.15% | 0.15% |
| Money Market Account ($5,000 - $49,999.99) | 2.25% | 2.27% |
| Money Market Account ($50,000 - $99,999.99) | 2.00% | 2.02% |
| Money Market Account ($100,000 +) | 1.50% | 1.51% |
| Individual Retirement Accounts | 0.05% | 0.05% |
Questions? Give us a call at (972) 285-8951.
*Rates as of March 21, 2023. All rates are quoted as Annual Percentage Yields (APYs). All rates are subject to change without notice. Limit one money market account per membership.
Loan Rates
When it comes to loans, Mesquite Credit Union has you covered. We offer a diverse selection of lending options, including auto loans, home loans, and personal loans. Our loan rates are tailored to fit your specific needs and budget, ensuring that you find the perfect loan solution.
| Loan Type | Term | APR* as low as |
|---|---|---|
| New and Used Vehicles | Up to 72 Months | 4.99% |
| New and Used Boats | Up to 72 Months | 6.34% |
| New and Used RVs | Up to 120 Months | 6.34% |
| Motorcycle/ATV | Up to 60 Months | 6.34% |
| Personal Loans | Up to 60 Months | 8.84% |
| Personal Loans - Share Secured | Up to 72 Months | 3% over CD |
| Personal Loans - Certificate Secured | Up to Certificate Maturity | 3% over CD |
| Real Estate Loans | - | Call (972) 285-8951 for rate information. |
| Home Equity Loans | - | Call (972) 285-8951 for rate information. |
Contact us at (972) 285-8951 to learn more about our savings rates or explore our flexible loan options. We're here to assist you every step of the way.
*APR= Annual Percentage Rate. Loan rate and term based on credit worthiness criteria, age of collateral and term of loan. Lowest rate shown includes rate discounts offered for addition of added products/services. Not all members will qualify for lowest rate. Rates are subject to change without notice. Other restrictions may apply. Rates effective as of 12/28/2022.
Home Equity Loans available for Texas property only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.