We understand that unexpected financial situations can arise, and Mesquite Credit Union is here to provide you with options to help you stay covered. One such option is our Courtesy Pay service.
With Courtesy Pay, you have the peace of mind of knowing that Mesquite Credit Union will step in and cover the amount of a check or debit card transaction if your account happens to be overdrawn unexpectedly.
After 90 days of having an active share draft (checking account) with us, you become eligible for Courtesy Pay if qualified.
Please note that Courtesy Pay is a discretionary courtesy and not an obligation. While we strive to cover overdrafts within the limits of our Courtesy Pay program, it's important to understand that there is a maximum limited amount for this privilege. Any applicable fees and charges will be included within this limit.
For specific details regarding the fees associated with accidental overdraft protection, please refer to our fee schedule.
Debt Counseling Services
At Mesquite Credit Union, we care about your financial well-being. If you find yourself frequently relying on overdraft protection, we offer debt counseling services through GreenPath Debt Solutions.
As a Credit Union member, you have access to their expertise and guidance. They can help you explore other programs and solutions tailored to your situation, all aimed at improving your money management techniques and avoiding frequent overdrafts. The best part? This debt counseling service is completely free for you.
To learn more about our Courtesy Pay service or to inquire about debt counseling through GreenPath Debt Solutions, please reach out to us. We're here to assist you every step of the way and help you achieve financial stability.