Fee Schedule

Checking Account Fees

Overdraft Transfer Fee $2.00 per item
NSF Fee $30.00 per item
ACH Return/Uncollected Funds Fee $30.00 per item
Stop Payment Fee $30.00 per item
Share Draft/Checking Printing Fee Prices may vary depending upon style
Regular Checking Account $7.00 per month (without direct deposit or
daily minimum balance of $500.00 maintained)
Economy Checking Account $2.50 per month
Business Checking Account $5.00 (unless $2,500.00 balance maintained)
Commercial Checking Account Contact us at 972.285.8951.
Money Market Excessive Check Fee $5.00 per check in excess of three (3 per month)
Accidental Overdraft Fee $30.00 per order of item
Returned Deposits (Bank, CU or S&L) $30.00 per item
Coin Deposits Fee 3% of the total amount if over $50.00
MasterCard Check Card Replacement Fee $7.00 per card (fee is waived if replaced due to fraud)

Other Service Fees

(Applicable to all accounts)

Mailed Statement Fee $1.50 per statement
Account Reconciliation $20.00 per hour
Account Research Fee $20.00 per hour
Statement Copy Fee $5.00 per copy
Wire Transfer (Outgoing) Domestic $20.00 per transaction
Wire Transfer (Outgoing) Foreign $50.00 per transaction
Deposit Return $30.00
Temporary Checks (sets of 10)
(first set free when opening account)
Cashier's Checks (payable to third party) $3.00 per check
Telephone Transfer $3.00 per transfer
Check Cashing (non-share draft holders) $5.00 for checks under $1,000.00
$10.00 for checks $1,000.00 and over
Printout of Account $5.00 per printout
New Account Re-open $10.00 (other than fraud)
Inactive Account $20.00 monthly (after inactive for six months)
Garnishment and Levy Handling Fee $75.00 per instance
Visa Gift Card Purchase $3.00 per card
Visa Prepaid Card or Travel Card Purchase $6.00 per card
Visa Prepaid Card or Travel Card Funds Reload $4.00 per card

Electronic Funds Transfer Fee

Non-proprietary ATM Withdrawal/Transfer Fee $1.00
Non-member ATM Surcharge $2.50
Non-member ATM Balance Inquiry $1.00

Share Account Fees

Excessive Withdrawal $3.00 per withdrawal (after 3 withdrawals)

Questions about our accounts or fees? Give us a call at 972.285.8951.